Health Insurance in Richardson, TX
Compare Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health in Richardson. The dominant carrier is Blue Cross Blue Shield of Texas. Richardson is in northern Dallas County, known as the Telecom Corridor. The tech workforce has high rates of employer coverage and HSA-eligible HDHP plans.
2026 Plan Data for Residents in Richardson
Here is what is actually filed and for sale in Dallas County for 2026.
- Richardson sits in Dallas County, where 9 carrier(s) have filed 138 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, and others.
- Plan types available to Richardson residents: EPO, HMO, POS.
- One of the lower-cost Silver options is Silver Simple Guided Care from Oscar — $693/month at age 40 with a $6,300 deductible and $10 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.