Health Insurance in Rock Hill, SC

Health Insurance Carriers in Rock Hill, SC

Residents of Rock Hill can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care, Molina Healthcare. The dominant carrier in most Rock Hill ZIP codes is BlueCross BlueShield of South Carolina.

Rock Hill is in York County near the Charlotte, NC border. Many Rock Hill residents work in Charlotte and may be eligible for employer-sponsored plans based there. The proximity to Charlotte also gives access to North Carolina marketplace plans in some border situations.

2026 Plan Data for Residents in Rock Hill

Here is what is actually filed and for sale in York County for 2026.

• Rock Hill sits in York County, where 4 carrier(s) have filed 48 plans for 2026: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, InStil Health, Molina Healthcare.
• Plan types available to Rock Hill residents: EPO, HMO, PPO.
• One of the lower-cost Silver options is Molina Silver Saver from Molina Healthcare — $637/month at age 40 with a $7,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Rock Hill

Major hospital systems and facilities serving Rock Hill include:

• Piedmont Medical Center (Rock Hill)
• Atrium Health Pineville (Charlotte area)
• Novant Health Huntersville Medical Center

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Rock Hill

Urgent care facilities in the Rock Hill area include:

• Piedmont Urgent Care Rock Hill
• Atrium Health Urgent Care Rock Hill
• NextCare Urgent Care

ACA Subsidies and Medicaid in Rock Hill

Residents of Rock Hill may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Rock Hill Health Insurance Market Profile

• Population: 78K
• County: York County
• Median Household Income: $54,000 (~345% of the 2026 FPL)
• Marketplace: healthcare.gov