Health Insurance in Round Rock, TX

Health Insurance Carriers in Round Rock, TX

Residents of Round Rock can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Texas, Ambetter from Superior HealthPlan, Aetna, Cigna, Molina Healthcare, Oscar Health, Scott & White Health Plan. The dominant carrier in most Round Rock ZIP codes is Blue Cross Blue Shield of Texas.

Round Rock is a fast-growing suburb of Austin with multiple major health system campuses. Most major Texas carriers have broad network coverage in the Austin-Round Rock metro.

2026 Plan Data for Residents in Round Rock

Here is what is actually filed and for sale in Williamson County for 2026.

• Round Rock sits in Williamson County, where 9 carrier(s) have filed 110 plans for 2026: Ambetter from Superior HealthPlan, Baylor Scott and White, Blue Cross and Blue Shield of Texas, Harbor Health, Imperial Insurance Companies, and others.
• Plan types available to Round Rock residents: EPO, HMO, POS.
• One of the lower-cost Silver options is Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care from Harbor Health — $652/month at age 40 with a $9,900 deductible and No Charge primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Round Rock

Major hospital systems and facilities serving Round Rock include:

• Ascension Seton Medical Center Williamson (Round Rock)
• Baylor Scott & White Medical Center – Round Rock
• St. David's Round Rock Medical Center

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Round Rock

Urgent care facilities in the Round Rock area include:

• Ascension Seton Urgent Care Round Rock
• AFC Urgent Care Round Rock
• NextCare Urgent Care

ACA Subsidies and Medicaid in Round Rock

Residents of Round Rock may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Round Rock Health Insurance Market Profile

• Population: 133K
• County: Williamson County
• Median Household Income: $82,000 (~524% of the 2026 FPL)
• Marketplace: healthcare.gov