Health Insurance Carriers in South Bend, IN
Residents of South Bend can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Anthem Blue Cross Blue Shield, Ambetter from MHS, CareSource, Molina Healthcare, MDwise, Physicians Health Plan of Indiana. The dominant carrier in most South Bend ZIP codes is Anthem Blue Cross Blue Shield.
South Bend is served by two major systems: Beacon Health System and Saint Joseph Health System (part of Trinity Health). University of Notre Dame students and employees have access to campus health resources in addition to marketplace plans.
2026 Plan Data for Residents in South Bend
Here is what is actually filed and for sale in St. Joseph County for 2026.
- South Bend sits in St. Joseph County, where 3 carrier(s) have filed 47 plans for 2026: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource.
- Plan types available to South Bend residents: HMO, POS.
- One of the lower-cost Silver options is Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield — $460/month at age 40 with a $7,000 deductible and $25 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.