Health Insurance in Springfield, OH

Health Insurance in Springfield, OH

Residents of Springfield can compare marketplace health plans from Medical Mutual of Ohio, Anthem Blue Cross Blue Shield, Ambetter from MedMutual, Aetna, Molina Healthcare. The leading carrier in Springfield is Medical Mutual of Ohio. Plan options vary by ZIP code — always check healthcare.gov or use a licensed broker with your specific Springfield address.

2026 Plan Data for Residents in Springfield

Here is what is actually filed and for sale in Clark County for 2026.

• Springfield sits in Clark County, where 8 carrier(s) have filed 130 plans for 2026: Ambetter from Buckeye, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, CareSource, MedMutual, and others.
• Plan types available to Springfield residents: HMO.
• One of the lower-cost Silver options is Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx from Antidote Health Plan of Ohio — $526/month at age 40 with a $7,500 deductible and No Charge primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Springfield, OH

• Springfield Regional Medical Center (Mercy Health)
• Mercy Health – Clark County

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Springfield

• Mercy Health Urgent Care Springfield OH
• FastMed Urgent Care Springfield
• AFC Urgent Care

ACA Subsidies for Springfield Residents

At 256% of the Federal Poverty Level, residents earning around the Springfield median income of $40,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $283 per month, and most enrollees pay less after plan-level cost-sharing reductions.

Springfield residents enroll through healthcare.gov, the federal marketplace. Open Enrollment runs November 1 through January 15 each year. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.

Springfield Health Insurance Market Profile

• Population: 58K
• County: Clark County
• Median Household Income: $40,000 (~256% of the 2026 FPL)
• Marketplace: healthcare.gov