Plans Available in Summerville
Marketplace health insurance in Summerville is offered by: BlueCross BlueShield of SC, Ambetter, Molina Healthcare. The leading carrier in the Summerville area is BCBS of SC. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Summerville
- Trident Medical Center Summerville
- Roper St. Francis Berkeley Hospital
Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Summerville ZIP code at no cost to you.
2026 Plan Data for Residents in Summerville
Here is what is actually filed and for sale in Dorchester County for 2026.
- Summerville sits in Dorchester County, where 4 carrier(s) have filed 60 plans for 2026: Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, Molina Healthcare.
- Plan types available to Summerville residents: EPO, HMO, PPO.
- One of the lower-cost Silver options is Blue Cooper Standard Silver from BlueCross BlueShield of South Carolina — $577/month at age 40 with a $6,000 deductible and $40 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.