Health Insurance in Tamiami, FL (2026)

Compare local plans, find in-network hospitals, and check your subsidy eligibility.

Plans Available in Tamiami

Marketplace health insurance in Tamiami is offered by: Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina, Oscar Health. The leading carrier in the Tamiami area is Florida Blue. Available plans and exact premiums depend on your ZIP code, age, and household income.

Hospitals and Health Systems in Tamiami

  • Nicklaus Children's Hospital
  • Baptist Health Doral
  • University of Miami Hospital

Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.

ACA Subsidies and Medicaid

If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Contact a broker to check Medicaid eligibility — coverage rules vary by household.

How to Enroll

Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Tamiami ZIP code at no cost to you.

2026 Plan Data for Residents in Tamiami

Here is what is actually filed and for sale in Miami-Dade County for 2026.

  • Tamiami sits in Miami-Dade County, where 11 carrier(s) have filed 189 plans for 2026: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna HealthCare of Florida, Cigna Healthcare, and others.
  • Plan types available to Tamiami residents: EPO, HMO, POS, PPO.
  • One of the lower-cost Silver options is myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company) — $682/month at age 40 with a $9,500 deductible and No Charge primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Tamiami Health Insurance Market Profile

  • Population: 55K
  • County: Miami-Dade County
  • Median Household Income: $57,000 (~364% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Tamiami, FL

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