Health Insurance in Temple Terrace, FL

Compare plans and local providers in Temple Terrace for 2026.

Health Insurance in Temple Terrace, FL

Compare Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina, Oscar Health in Temple Terrace. The dominant carrier is Florida Blue. Temple Terrace is a small city within the Tampa metro, served by AdventHealth and BayCare systems.

2026 Plan Data for Residents in Temple Terrace

Here is what is actually filed and for sale in Hillsborough County for 2026.

  • Temple Terrace sits in Hillsborough County, where 8 carrier(s) have filed 173 plans for 2026: Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare, and others.
  • Plan types available to Temple Terrace residents: EPO, HMO, POS, PPO.
  • One of the lower-cost Silver options is Silver Simple PCP Saver | with AdventHealth from Oscar Health Maintenance Organization of Florida — $652/month at age 40 with a $5,000 deductible and $20 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

  • Florida hospitals in the county area
  • AdventHealth or BayCare or Memorial Healthcare (depending on county)
  • HCA Florida Healthcare system

Verify network status before enrolling.

Urgent Care

  • CareSpot Urgent Care
  • FastTrack Urgent Care
  • GoHealth Urgent Care

ACA Subsidies in Temple Terrace

Residents earning 100%–400% FPL qualify for premium tax credits. Contact a broker to review eligibility.

Temple Terrace Health Insurance Market Profile

  • Population: 26K
  • County: Hillsborough County
  • Median Household Income: $56,000 (~358% of the 2026 FPL)
  • Marketplace: healthcare.gov

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