Health Insurance in Temple Terrace, FL

Health Insurance in Temple Terrace, FL

Compare Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina, Oscar Health in Temple Terrace. The dominant carrier is Florida Blue. Temple Terrace is a small city within the Tampa metro, served by AdventHealth and BayCare systems.

2026 Plan Data for Residents in Temple Terrace

Here is what is actually filed and for sale in Hillsborough County for 2026.

• Temple Terrace sits in Hillsborough County, where 8 carrier(s) have filed 173 plans for 2026: Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare, and others.
• Plan types available to Temple Terrace residents: EPO, HMO, POS, PPO.
• One of the lower-cost Silver options is Silver Simple PCP Saver | with AdventHealth from Oscar Health Maintenance Organization of Florida — $652/month at age 40 with a $5,000 deductible and $20 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals

Medicare’s hospital directory lists no acute-care hospital in Temple Terrace itself; these are the ones it lists in Hillsborough County:

• AdventHealth Carrollwood
• AdventHealth Riverview
• AdventHealth Tampa
• HCA Florida Brandon Hospital
• HCA Florida South Shore Hospital
• HCA Florida South Tampa Hospital
• South Florida Baptist Hospital
• St. Josephs Hospital
• Tampa General Hospital

Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.

Urgent Care

• CareSpot Urgent Care
• FastTrack Urgent Care
• GoHealth Urgent Care

ACA Subsidies in Temple Terrace

Residents earning 100%–400% FPL qualify for premium tax credits. Contact a broker to review eligibility.

Temple Terrace Health Insurance Market Profile

• Population: 26K
• County: Hillsborough County
• Median Household Income: $56,000 (~358% of the 2026 FPL)
• Marketplace: healthcare.gov