Health Insurance in Troy, MI
Compare Blue Cross Blue Shield of Michigan, Blue Care Network, McLaren Health Plan, Priority Health, Molina Healthcare, HAP in Troy. The dominant carrier is Blue Cross Blue Shield of Michigan. Troy is one of Michigan's most prosperous cities in Oakland County. Most major Detroit-area carriers serve Troy, and the city has a large Indian American tech and automotive professional population.
2026 Plan Data for Residents in Troy
Here is what is actually filed and for sale in Oakland County for 2026.
- Troy sits in Oakland County, where 5 carrier(s) have filed 64 plans for 2026: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Priority Health, UnitedHealthcare.
- Plan types available to Troy residents: HMO, PPO.
- One of the lower-cost Silver options is UHC Silver Value+ (Dental + Vision, No Referrals) from UnitedHealthcare — $525/month at age 40 with a $4,000 deductible and $35 primary care.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.