Health Insurance in Tulsa, OK

Compare plans, costs, and local provider networks in Tulsa for 2026.

Health Insurance Carriers in Tulsa, OK

Residents of Tulsa can compare plans from: Blue Cross Blue Shield of Oklahoma, Aetna, Cigna. The leading carrier in the Tulsa area is Blue Cross Blue Shield of Oklahoma. Plan availability varies by ZIP code — always check your specific address for available options.

Tulsa is Oklahoma's second-largest city, served by Saint Francis Health System (the dominant local system), Hillcrest Medical Center, and OSU Medical Center. BCBS of Oklahoma is by far the dominant marketplace carrier.

2026 Plan Data for Residents in Tulsa

Here is what is actually filed and for sale in Tulsa County for 2026.

  • Tulsa sits in Tulsa County, where 7 carrier(s) have filed 98 plans for 2026: Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Mending Health, and others.
  • Plan types available to Tulsa residents: HMO, PPO.
  • One of the lower-cost Silver options is Standard Silver from Ambetter of Oklahoma — $566/month at age 40 with a $6,000 deductible and $40 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Local Hospitals in Tulsa, OK

Major hospital facilities in the Tulsa area:

  • Saint Francis Health System (Tulsa)
  • Hillcrest Medical Center (Ardent Health)
  • OSU Medical Center (Tulsa)

Confirm your preferred hospital is in-network before enrolling. Network status varies by plan.

Urgent Care in Tulsa

  • Saint Francis QuickCare Tulsa
  • Concentra Urgent Care Tulsa
  • FastMed Urgent Care

Subsidies and Medicaid in Tulsa

ACA premium tax credits are available for Tulsa residents with income between 100% and 400% FPL (~$15,650–$62,600 for a single adult in 2026). Medicaid is available year-round for income-eligible adults — apply through your state Medicaid agency.

Tulsa Health Insurance Market Profile

  • Population: 413K
  • County: Tulsa County
  • Median Household Income: $51,000 (~326% of the 2026 FPL)
  • Marketplace: healthcare.gov

See what’s available in Tulsa, OK

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