Health Insurance in Warren, MI

Health Insurance Carriers in Warren, MI

Residents of Warren can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Blue Cross Blue Shield of Michigan, Blue Care Network (HMO), McLaren Health Plan, Priority Health, Molina Healthcare, HAP (Health Alliance Plan). The dominant carrier in most Warren ZIP codes is Blue Cross Blue Shield of Michigan.

Warren is the largest city in Macomb County and is part of the Detroit metro. It is well-served by both Corewell Health East (Beaumont) and Ascension Health system facilities.

2026 Plan Data for Residents in Warren

Here is what is actually filed and for sale in Macomb County for 2026.

• Warren sits in Macomb County, where 5 carrier(s) have filed 64 plans for 2026: Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, McLaren Health Plan Community, Priority Health, UnitedHealthcare.
• Plan types available to Warren residents: HMO, PPO.
• One of the lower-cost Silver options is UHC Silver Value (No Referrals) from UnitedHealthcare — $507/month at age 40 with a $4,000 deductible and $35 primary care.

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Verify current rates at enrollment.

Hospitals and Health Systems in Warren

Major hospital systems and facilities serving Warren include:

• Ascension St. John Hospital (Detroit, nearby)
• Beaumont Hospital Royal Oak (Corewell Health East)
• St. John Providence Hospital (Warren)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Warren

Urgent care facilities in the Warren area include:

• Concentra Urgent Care Warren
• Ascension Medical Group Urgent Care
• FastMed Urgent Care

ACA Subsidies and Medicaid in Warren

Residents of Warren may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.

Warren Health Insurance Market Profile

• Population: 137K
• County: Macomb County
• Median Household Income: $58,000 (~371% of the 2026 FPL)
• Marketplace: healthcare.gov