Health Insurance in Waukegan, IL
Residents of Waukegan can compare marketplace health plans from Ambetter, Blue Cross and Blue Shield of Illinois, MercyCare, Molina Healthcare, Oscar and UnitedHealthcare (availability varies by county). The leading carrier in Waukegan is Blue Cross Blue Shield of Illinois.
Waukegan is in Lake County near the Wisconsin border with a diverse population including many Hispanic and immigrant workers who may be new to the marketplace.
How Residents in Waukegan Buy Coverage
Illinois does not use HealthCare.gov. Waukegan residents enroll through Get Covered Illinois, the state-based exchange, which publishes its own carrier list and county-level rates each autumn. Deadlines and special enrollment rules can differ from the federal marketplace — confirm current dates on Get Covered Illinois before enrolling.
Local Hospitals in Waukegan, IL
Medicare’s hospital directory lists these acute-care hospitals in Waukegan:
- Vista Medical Center East
Which plans include each hospital varies by plan and year, not just by insurer. Before you enroll, confirm that your doctors and preferred hospital are in-network for the specific plan ID you choose. We do this check for every client at no charge.
ACA Subsidies for Waukegan Residents
At 351% of the Federal Poverty Level, residents earning around the Waukegan median income of $55,000 qualify for ACA premium tax credits on the marketplace. Under current subsidy rules, the most a single adult at this income pays for a benchmark Silver plan is $390 per month, and most enrollees pay less after plan-level cost-sharing reductions.
Waukegan residents enroll through GetCoveredIllinois, the state-run marketplace. Open Enrollment runs November 1 through January 15. Special Enrollment Periods are available within 60 days of losing other coverage, marriage, birth of a child, or a move. A licensed broker can confirm your exact subsidy amount based on your income and household size before you enroll.