Vision Coverage for Your Whole Family in Clark County
Clark County is Las Vegas — the global capital of resort gaming and entertainment, where a massive workforce of casino dealers, hotel workers, restaurant staff, and entertainment employees has historically had limited employer vision coverage outside of major union contracts.
For a family, the rules differ for the kids and the parents. Under the ACA, vision care is an essential health benefit for children but not for adults. Clark County residents shop for health plans on Nevada Health Link, and adult vision still has to be bought separately.
What Family Vision Plans Cover in Clark County
Every person on a family vision plan gets a separate set of benefits, usually a yearly exam plus an allowance for frames or contact lenses, so one child’s new glasses don’t use up a parent’s allowance.
Take PremierVision, which Daniel places: $0 for an in-network exam, $10 for lenses and frames, a $150 frame allowance or a $200 contact lens allowance each 12 months, on the Spectera Eyecare Network. The vision insurance guide covers the out-of-network amounts too.
Kids adapt to blurry vision without saying so, which is why the American Optometric Association advises an eye exam before first grade and then every year of school.
Adult Vision vs. Pediatric Vision Coverage in Nevada
Children on a Marketplace health plan already have vision coverage, because pediatric vision is an essential health benefit; the adults don’t, and need a separate vision plan.
A vision plan for an adult in Clark County is its own policy, bought apart from anything on Nevada Health Link, and Daniel can set it up. It isn’t tied to Open Enrollment, so you can buy it in any month. Enter your ZIP code in the form below and Daniel will send you the vision plans available where you live.
A vision plan pays for routine eye care, not emergencies. An eye injury or sudden vision loss that takes you to an emergency department is a health insurance claim. Summerlin Hospital Medical Center is one of the 17 hospitals with emergency services that Medicare lists in Clark County; check which of them your health plan includes. Two of the county’s hospitals are critical access hospitals, the small rural facilities Medicare designates to keep emergency care close.
Call (713) 575-9904 and Daniel will send the vision plans sold in Clark County and check your family’s providers against each network.