How much is dental insurance in Maryland? Secure Dental, the dental plan quoted on this site, runs $34.60 to $42.83 a month on its top tier across Maryland ($34.60 in Baltimore), and the Saver tier starts at about $23. Vision (PremierVision) is $11.59 a month. Neither is priced by age. In Maryland the sponsoring association is optional, and these prices are without it. (October 2026 quotes; reviewed by Daniel Griffin, licensed independent advisor, NPN #22052447.)
Dental and Vision Prices in Baltimore
| Secure Dental tier, National Options PPO 30 network | Per month, one adult |
|---|---|
| Premium ($2,000 a year, orthodontia included) | $34.60 |
| Saver Plus ($1,500 a year) | $30.75 |
| Saver ($1,000 a year) | $23.35 |
| PremierVision (vision) | $11.59 |
| Association dues | Optional in Maryland; not included |
One adult, Baltimore ZIP 21202, quoted October 2026. The same at 25, 40 or 60: these plans are not priced by age. Dental and vision together come to $46.19 a month.
Top-Tier Dental Price by Area in Maryland
The price follows the first three digits of your ZIP code, so it can differ between neighboring counties. Top-tier (Premium) price for one adult on the National Options PPO 30 network; Saver Plus runs about 89% of it and Saver about 67%.
| Premium tier | Counties (or parts of them) |
|---|---|
| $34.60 | Baltimore County (part) |
| $36.24 | Caroline County, Dorchester County, Kent County, Queen Anne's County, Somerset County, Talbot County, Wicomico County, Worcester County |
| $37.89 | Anne Arundel County (part), Baltimore County (part), Carroll County (part), Howard County (part), Prince George's County (part), Calvert County (part), Cecil County, Harford County |
| $39.54 | Anne Arundel County (part), Montgomery County |
| $41.19 | Carroll County (part), Howard County (part), Allegany County, Frederick County, Garrett County, Washington County |
| $42.83 | Prince George's County (part), Calvert County (part), Charles County, St. Mary's County |
“(part)” marks a county whose ZIP codes fall in more than one price area; your exact price shows when you enter your ZIP code below.
What Each Dental Tier Pays
Secure Dental comes in three tiers. Every tier pays cleanings and exams in full from the first day. In Maryland the plan is filed as Secure Dental, with the same three tier names.
| Saver | Saver Plus | Premium | |
|---|---|---|---|
| Cleanings and exams (in network) | 100% | 100% | 100% |
| Fillings and other basic care | 60% | 70% | 80% |
| Crowns, bridges and other major care | Discount only | 60% | 70% |
| Orthodontia | Discount only | Discount only | 70%, up to $500 a year and $1,500 lifetime |
| Most it pays in a year | $1,000 | $1,500 | $2,000 |
In-network percentages after a $50 deductible per person (capped at three people per family). Benefits come from the plan brochure; your certificate governs.
When Coverage Starts
Cleanings and exams are covered from day one. Fillings and other basic care start after one month. Crowns, bridges, dentures and orthodontia start after twelve months, so if you need major work soon, start the plan now and ask your dentist whether the work can safely wait. Stand-alone dental and vision plans can be bought in any month; they are not tied to Open Enrollment.
Vision Coverage in Maryland
PremierVision runs on the Spectera Eyecare Network and costs $11.59 a month in Maryland for one person: a $0 copay for the eye exam, a $10 copay for materials, a $150 frame allowance and a $200 allowance for contact lenses. Like the dental plan, it is not priced by age.
The Association in Maryland
Maryland does not require the sponsoring association: you can buy the dental and vision plans without joining, and every price on this page is without it. If you choose to join, membership adds monthly dues, and a licensed agent will show you what it includes before you decide.
What These Plans Are Not
Dental and vision plans are excepted benefits under federal law: they are not minimum essential coverage and never stand in for a health plan. Both are guaranteed renewable to age 65. Children’s dental and vision are essential health benefits on marketplace health plans; adult dental and vision are not, which is why most adults buy them separately. On the marketplace, a dental plan can only be added while buying a health plan; these plans have no such rule.
How to Get Covered in Maryland
Put your ZIP code in the form below to see your area’s exact price, then a licensed agent confirms what is offered at your address and sends the quote the way you choose. Prefer to talk? Call (713) 575-9904.
Dental and Vision by County in Maryland
Anne Arundel County (vision) · Baltimore County (vision) · Carroll County (vision) · Howard County (vision) · Montgomery County (vision) · Prince Georges County (vision)
Questions
How much is dental insurance in Maryland?
Secure Dental runs $34.60 to $42.83 a month for one adult on its top tier in Maryland, depending on the ZIP code ($34.60 in Baltimore, October 2026 quotes). In Baltimore the Saver Plus tier is $30.75 and Saver $23.35. The price does not change with age. In Maryland the sponsoring association is optional, and these prices are without it.
How much is vision insurance in Maryland?
PremierVision is $11.59 a month for one person in Maryland, at any age, with a $0 eye exam copay, a $150 frame allowance and a $200 contact lens allowance. In Maryland the sponsoring association is optional, and these prices are without it.
Does dental insurance in Maryland have a waiting period?
Cleanings and exams are covered from day one. Basic care such as fillings waits one month, and major work and orthodontia wait twelve months.
Can I buy dental and vision insurance in Maryland at any time of year?
Yes. Stand-alone dental and vision plans can be bought in any month. On the marketplace, a dental plan can only be added while buying a health plan.