Whether Intermountain Health is in-network depends on which specific plan you have, which campus you plan to use, and the year — network contracts change annually. Here is a system-level overview to help you ask the right questions before your visit or before choosing a plan.
| System profile | |
|---|---|
| Type | Nonprofit integrated health system |
| Geographic footprint | Utah, Idaho, Montana, Nevada, Colorado, Wyoming |
| Flagship / best-known facility | Intermountain Medical Center (Murray UT), Primary Children's Hospital (Salt Lake City) |
| Major facilities | Intermountain Medical Center, LDS Hospital, Utah Valley Hospital, Primary Children's, St. Luke's (merged in some markets), McKay-Dee (Ogden), Dixie Regional Medical Center (St. George UT) |
| Primary competitors | University of Utah Health (Salt Lake City), HCA Healthcare (Utah), St. Luke's Health System (Idaho) |
Is Intermountain Health In-Network? The Short Answer
Intermountain Health is 33+ hospitals and 400+ clinics across the Mountain West; the dominant health system in Utah. Intermountain Health is the dominant health system in Utah. Most commercial carriers in Utah — SelectHealth (Intermountain's own insurance subsidiary), Regence BlueCross BlueShield, Cigna, Aetna, and UHC — include Intermountain facilities. SelectHealth and Intermountain are integrated; SelectHealth plans are typically the smoothest for Intermountain patients. Other carrier networks may also include Intermountain but with more variable coverage.
How Network Participation Works for Hospital Systems
A health system like Intermountain Health negotiates contracts with insurance carriers separately from the physicians who work at its facilities. This means:
- A hospital can be in-network while some physicians who practice there are out-of-network
- An emergency room visit at an in-network hospital may still generate out-of-network bills if the ER physician group does not have a contract with your carrier
- The federal No Surprises Act (effective January 1, 2022) limits certain surprise billing scenarios, but does not eliminate all out-of-network costs
- Network participation can change year to year as contracts are renegotiated; verify before every plan year
Market-Specific Details
Intermountain owns SelectHealth, its insurance subsidiary, creating a vertically integrated system. SelectHealth plans sold in Utah and Idaho often have preferred access to Intermountain facilities. Non-SelectHealth plans should verify Intermountain participation at the specific facility level.
How to Verify Intermountain Health Network Status for Your Plan
- Use the insurer’s provider directory: Log in to your insurance carrier’s website or call member services. Search specifically for the Intermountain Health campus you plan to use, filtered to your exact plan (not all plans from that carrier). Provider directories are required to be updated monthly.
- Call Intermountain Health directly: Contact the patient financial services department at the specific Intermountain Health facility. They can verify your insurance and tell you whether your plan has a current contract. Visit intermountainhealth.org (billing and insurance section) for contact information.
- Call your insurer: Ask member services to confirm that the specific Intermountain Health facility — named by address or facility name — is in-network for your specific plan. Get a reference number for the call.
- Verify physician separately: If you are seeing a specific doctor at Intermountain Health, verify that physician’s network status separately from the hospital’s status.
Choosing a Plan That Covers Intermountain Health
If access to Intermountain Health is important to you, network verification should happen before you enroll — not after. During Open Enrollment, compare plan networks for your county and verify that the specific Intermountain Health facilities and physicians you need are in-network on the plan you are considering. Broad PPO plans are more likely to include Intermountain Health than narrow-network HMO and EPO plans.
A licensed broker can check network participation for specific providers and facilities on your behalf as part of comparing plans. Call (713) 575-9904 for a free plan review that includes network verification.