Vision Coverage for Your Whole Family in El Paso County
Colorado Springs is the most military-concentrated city in the Mountain West, home to Fort Carson, the Air Force Academy, Peterson Space Force Base, and Schriever — while active-duty members have TRICARE coverage, veterans, retirees, and civilian contractors must purchase separate coverage.
Covering a household means covering two groups the ACA treats differently. Under the ACA, vision care is an essential health benefit for children but not for adults. El Paso County residents shop for health plans on Connect for Health Colorado, and adult vision still has to be bought separately.
What Family Vision Plans Cover in El Paso County
Benefits on a family vision plan are counted person by person: each member has their own exam and their own frame or contact lens allowance for the year.
PremierVision, the plan Daniel places, uses the Spectera Eyecare Network (100,000+ access points) and includes a $0 exam copay, a $10 materials copay, a $150 frame allowance and a $200 contact lens allowance, glasses or contacts once every 12 months. The vision insurance guide has the full table.
School-age children are the strongest case for yearly exams: the American Optometric Association recommends one before first grade and annually through school, since kids seldom notice or report blurry vision.
Adult Vision vs. Pediatric Vision Coverage in Colorado
The ACA covers children’s vision on Marketplace health plans but leaves adult eye exams and glasses out, so parents are usually the ones who need a separate plan.
Connect for Health Colorado is where Colorado residents buy health plans; a stand-alone vision plan is a separate purchase that Daniel can arrange. Any month works, since vision plans have no Open Enrollment period. Use the ZIP code form below and Daniel will send you the vision options for your address.
A vision plan pays for routine eye care, not emergencies. An eye injury or sudden vision loss that takes you to an emergency department is a health insurance claim. Medicare’s hospital directory lists 4 hospitals with emergency services in El Paso County, including Centura Health-Penrose St. Francis Health Services, St. Francis Hospital – Interquest, UCHealth Grandview Hospital and one other.
Call (713) 575-9904 and Daniel will send the vision plans sold in El Paso County and check your family’s providers against each network.