Vision Coverage for Your Whole Family in Kankakee County
Kankakee County sits south of the Chicago metro, with manufacturing and agriculture as the primary industries — many residents commute to Chicago while others work locally and buy vision coverage on their own.
For a family, the rules differ for the kids and the parents. Routine eye exams and glasses for adults aren’t an essential health benefit, so a health plan in Illinois doesn’t have to cover them. Kankakee County residents shop for health plans on Get Covered Illinois, and adult vision still has to be bought separately.
What Family Vision Plans Cover in Kankakee County
A family vision plan gives each covered person their own benefits: typically an eye exam every 12 months, lenses for a materials copay, and an allowance toward frames or contacts.
Take PremierVision, which Daniel places: $0 for an in-network exam, $10 for lenses and frames, a $150 frame allowance or a $200 contact lens allowance each 12 months, on the Spectera Eyecare Network. The vision insurance guide covers the out-of-network amounts too.
Kids adapt to blurry vision without saying so, which is why the American Optometric Association advises an eye exam before first grade and then every year of school.
Adult Vision vs. Pediatric Vision Coverage in Illinois
Vision care is an essential health benefit for children, so Marketplace health plans include vision coverage for kids. Adults on the same plan still need a separate vision plan for their own exams and glasses.
Adult vision coverage is normally bought on its own rather than through Get Covered Illinois, and Daniel can set it up for you. There’s no enrollment window: coverage can usually start on the first of the following month. Put your ZIP code in the form below and Daniel will pull the vision plans sold at that address.
Know where the line sits: a vision plan covers exams and eyewear, while an eye injury treated in an emergency department goes through health insurance. In Kankakee County, Medicare’s hospital directory shows two hospitals with emergency departments, among them Presence St. Marys Hospital and Riverside Medical Center.
Call (713) 575-9904 to compare family vision plans for your address in Kankakee County, with the network checked before you apply.