Vision Coverage for Your Whole Family in Union County
Union County in far southern Illinois is centered on Jonesboro, near Giant City State Park and the Shawnee National Forest — a small agricultural and tourism community where many residents buy vision coverage on their own.
Covering a household means covering two groups the ACA treats differently. For most adults, vision coverage is a separate purchase from health insurance, because adult eye exams and glasses aren’t ACA essential health benefits. In Union County that means choosing a health plan on Get Covered Illinois first and treating adult vision as its own purchase.
What Family Vision Plans Cover in Union County
Benefits on a family vision plan are counted person by person: each member has their own exam and their own frame or contact lens allowance for the year.
PremierVision, the plan Daniel places, uses the Spectera Eyecare Network (100,000+ access points) and includes a $0 exam copay, a $10 materials copay, a $150 frame allowance and a $200 contact lens allowance, glasses or contacts once every 12 months. The vision insurance guide has the full table.
Regular exams matter most for children, because a child rarely says they can’t see the board. The American Optometric Association recommends a comprehensive eye exam before first grade and every year after that.
Adult Vision vs. Pediatric Vision Coverage in Illinois
Vision care is an essential health benefit for children, so Marketplace health plans include vision coverage for kids. Adults on the same plan still need a separate vision plan for their own exams and glasses.
Get Covered Illinois is where Illinois residents buy health plans; a stand-alone vision plan is a separate purchase that Daniel can arrange. There’s no enrollment window: coverage can usually start on the first of the following month. Enter your ZIP code in the form below and Daniel will send you the vision plans available where you live.
A vision plan pays for routine eye care, not emergencies. An eye injury or sudden vision loss that takes you to an emergency department is a health insurance claim. The only hospital with emergency services that Medicare lists in Union County is Deaconess Illinois Union County, so check that your health plan includes it. One of the county’s hospitals is a critical access hospital, the small rural facilities Medicare designates to keep emergency care close.
Call (713) 575-9904 and Daniel will send the vision plans sold in Union County and check your family’s providers against each network.