Vision Coverage for Your Whole Family in Yuma County
Wray and Yuma anchor Yuma County's dryland farming economy on the eastern plains — an agricultural community where many working residents buy vision coverage on their own.
Families buy vision coverage for two different groups: children and adults. Under the ACA, vision care is an essential health benefit for children but not for adults. Yuma County residents shop for health plans on Connect for Health Colorado, and adult vision still has to be bought separately.
What Family Vision Plans Cover in Yuma County
A family vision plan gives each covered person their own benefits: typically an eye exam every 12 months, lenses for a materials copay, and an allowance toward frames or contacts.
PremierVision, the plan Daniel places, uses the Spectera Eyecare Network (100,000+ access points) and includes a $0 exam copay, a $10 materials copay, a $150 frame allowance and a $200 contact lens allowance, glasses or contacts once every 12 months. The vision insurance guide has the full table.
School-age children are the strongest case for yearly exams: the American Optometric Association recommends one before first grade and annually through school, since kids seldom notice or report blurry vision.
Adult Vision vs. Pediatric Vision Coverage in Colorado
Children on a Marketplace health plan already have vision coverage, because pediatric vision is an essential health benefit; the adults don’t, and need a separate vision plan.
Adult vision coverage is normally bought on its own rather than through Connect for Health Colorado, and Daniel can set it up for you. Any month works, since vision plans have no Open Enrollment period. Put your ZIP code in the form below and Daniel will pull the vision plans sold at that address.
A vision plan pays for routine eye care, not emergencies. An eye injury or sudden vision loss that takes you to an emergency department is a health insurance claim. In Yuma County, Medicare’s hospital directory shows two hospitals with emergency departments, among them Wray Community District Hospital and Yuma District Hospital. Two of the county’s hospitals are critical access hospitals, the small rural facilities Medicare designates to keep emergency care close.
Call (713) 575-9904 to compare family vision plans for your address in Yuma County, with the network checked before you apply.