How much is dental insurance in Texas? SecureDental PLUS, the dental plan quoted on this site, runs $36.87 to $48.51 a month on its top tier across Texas ($40.75 in Houston), and the Saver tier starts at about $25. Vision (PremierVision) is $12.15 a month. Neither is priced by age. In Texas the plan is issued through a sponsoring association, so add $7.95 a month in dues and a $10 one-time fee. (October 2026 quotes; reviewed by Daniel Griffin, licensed independent advisor, NPN #22052447.)
Dental and Vision Prices in Houston
| SecureDental PLUS tier, National Options PPO 30 network | Per month, one adult |
|---|---|
| Premium ($2,000 a year, orthodontia included) | $40.75 |
| Saver Plus ($1,500 a year) | $36.12 |
| Saver ($1,000 a year) | $27.49 |
| PremierVision (vision) | $12.15 |
| Association dues | $7.95 a month, plus a $10 one-time fee |
One adult, Houston ZIP 77002, quoted October 2026. The same at 25, 40 or 60: these plans are not priced by age. Dental and vision together come to $52.90 a month, or $60.85 with the association dues.
Top-Tier Dental Price by Area in Texas
The price follows the first three digits of your ZIP code, so it can differ between neighboring counties. Top-tier (Premium) price for one adult on the National Options PPO 30 network; Saver Plus runs about 89% of it and Saver about 67%.
| Premium tier | Counties (or parts of them) |
|---|---|
| $36.87 + $7.95 a month association dues | Cameron County, Hidalgo County, Kenedy County (part), Starr County, Willacy County |
| $38.81 + $7.95 a month association dues | Anderson County, Andrews County, Bailey County, Bandera County (part), Borden County (part), Brown County (part), Cherokee County (part), Cochran County, Coke County, Coleman County (part), Concho County, Crane County, Crockett County, Crosby County (part) and 63 more |
| $40.75 + $7.95 a month association dues | Bexar County (part), Collin County (part), Harris County (part), Angelina County, Aransas County (part), Bee County (part), Borden County (part), Bowie County, Brazoria County (part), Brooks County, Brown County (part), Callahan County, Camp County (part), Cass County (part) and 69 more |
| $42.69 + $7.95 a month association dues | Bexar County (part), Collin County (part), Dallas County (part), El Paso County, Fort Bend County, Harris County (part), Williamson County (part), Aransas County (part), Atascosa County (part), Austin County, Bastrop County (part), Bee County (part), Bell County, Bosque County and 58 more |
| $44.63 + $7.95 a month association dues | Bexar County (part), Collin County (part), Dallas County (part), Denton County, Tarrant County, Archer County, Atascosa County (part), Bandera County (part), Baylor County, Camp County (part), Cass County (part), Clay County, Comal County (part), Cooke County and 38 more |
| $48.51 + $7.95 a month association dues | Travis County, Williamson County (part), Armstrong County, Bastrop County (part), Blanco County, Briscoe County, Burnet County (part), Caldwell County (part), Carson County, Castro County, Childress County, Collingsworth County, Comal County (part), Cottle County and 40 more |
“(part)” marks a county whose ZIP codes fall in more than one price area; your exact price shows when you enter your ZIP code below.
What Each Dental Tier Pays
SecureDental PLUS comes in three tiers. Every tier pays cleanings and exams in full from the first day.
| Saver | Saver Plus | Premium | |
|---|---|---|---|
| Cleanings and exams (in network) | 100% | 100% | 100% |
| Fillings and other basic care | 60% | 70% | 80% |
| Crowns, bridges and other major care | Discount only | 60% | 70% |
| Orthodontia | Discount only | Discount only | 70%, up to $500 a year and $1,500 lifetime |
| Most it pays in a year | $1,000 | $1,500 | $2,000 |
In-network percentages after a $50 deductible per person (capped at three people per family). Benefits come from the plan brochure; your certificate governs.
When Coverage Starts
Cleanings and exams are covered from day one. Fillings and other basic care start after one month. Crowns, bridges, dentures and orthodontia start after twelve months, so if you need major work soon, start the plan now and ask your dentist whether the work can safely wait. Stand-alone dental and vision plans can be bought in any month; they are not tied to Open Enrollment.
Vision Coverage in Texas
PremierVision runs on the Spectera Eyecare Network and costs $12.15 a month in Texas for one person: a $0 copay for the eye exam, a $10 copay for materials, a $150 frame allowance and a $200 allowance for contact lenses. Like the dental plan, it is not priced by age.
The Association in Texas
In Texas the plans are issued through a sponsoring association, the American Independent Business Coalition, so membership is part of enrolling: $7.95 a month and a $10 one-time fee, on top of the premiums above. The dues are charged once per membership, not once per plan, so dental and vision together still pay them once.
What These Plans Are Not
Dental and vision plans are excepted benefits under federal law: they are not minimum essential coverage and never stand in for a health plan. Both are guaranteed renewable to age 65. Children’s dental and vision are essential health benefits on marketplace health plans; adult dental and vision are not, which is why most adults buy them separately. On the marketplace, a dental plan can only be added while buying a health plan; these plans have no such rule.
How to Get Covered in Texas
Put your ZIP code in the form below to see your area’s exact price, then a licensed agent confirms what is offered at your address and sends the quote the way you choose. Prefer to talk? Call (713) 575-9904.
Dental and Vision by County in Texas
Bexar County (vision) · Collin County (vision) · Dallas County (vision) · Denton County (vision) · El Paso County (vision) · Fort Bend County (vision) · Harris County (vision) · Tarrant County (vision) · Travis County (vision) · Williamson County (vision)
Questions
How much is dental insurance in Texas?
SecureDental PLUS runs $36.87 to $48.51 a month for one adult on its top tier in Texas, depending on the ZIP code ($40.75 in Houston, October 2026 quotes). In Houston the Saver Plus tier is $36.12 and Saver $27.49. The price does not change with age. In Texas the plan is issued through a sponsoring association, so add $7.95 a month in dues and a $10 one-time fee.
How much is vision insurance in Texas?
PremierVision is $12.15 a month for one person in Texas, at any age, with a $0 eye exam copay, a $150 frame allowance and a $200 contact lens allowance. In Texas the plan is issued through a sponsoring association, so add $7.95 a month in dues and a $10 one-time fee.
Does dental insurance in Texas have a waiting period?
Cleanings and exams are covered from day one. Basic care such as fillings waits one month, and major work and orthodontia wait twelve months.
Can I buy dental and vision insurance in Texas at any time of year?
Yes. Stand-alone dental and vision plans can be bought in any month. On the marketplace, a dental plan can only be added while buying a health plan.