Vision Coverage for Your Whole Family in Lake County
Lake County stretches along Lake Michigan north of Chicago, with a striking contrast between affluent communities like Lake Forest and working-class cities like Waukegan — the county's large Latino population and service workforce often buys vision coverage on their own.
Families buy vision coverage for two different groups: children and adults. For most adults, vision coverage is a separate purchase from health insurance, because adult eye exams and glasses aren’t ACA essential health benefits. Whatever health plan you pick through Get Covered Illinois, adult vision coverage is a separate decision in Lake County.
What Family Vision Plans Cover in Lake County
Benefits on a family vision plan are counted person by person: each member has their own exam and their own frame or contact lens allowance for the year.
PremierVision, the plan Daniel places, uses the Spectera Eyecare Network (100,000+ access points) and includes a $0 exam copay, a $10 materials copay, a $150 frame allowance and a $200 contact lens allowance, glasses or contacts once every 12 months. The vision insurance guide has the full table.
Kids adapt to blurry vision without saying so, which is why the American Optometric Association advises an eye exam before first grade and then every year of school.
Adult Vision vs. Pediatric Vision Coverage in Illinois
Children on a Marketplace health plan already have vision coverage, because pediatric vision is an essential health benefit; the adults don’t, and need a separate vision plan.
A vision plan for an adult in Lake County is its own policy, bought apart from anything on Get Covered Illinois, and Daniel can set it up. There’s no enrollment window: coverage can usually start on the first of the following month. Put your ZIP code in the form below and Daniel will pull the vision plans sold at that address.
A vision plan pays for routine eye care, not emergencies. An eye injury or sudden vision loss that takes you to an emergency department is a health insurance claim. Medicare’s hospital directory lists 5 hospitals with emergency services in Lake County, including Advocate Condell Medical Center, Advocate Good Shepherd Hospital, Midwestern Region Medical Center and 2 others.
Call (713) 575-9904 and Daniel will send the vision plans sold in Lake County and check your family’s providers against each network.