Which Insurers Are Leaving Virginia’s Marketplace in 2027?

Published August 21, 2026 · Daniel Griffin, Licensed Independent Advisor · NPN #22052447

Cigna stops selling individual marketplace plans in Virginia on January 1, 2027. It is part of a complete national exit affecting about 369,000 people across 11 states.

Virginia runs its own exchange rather than HealthCare.gov, so watch for the notice from Virginia’s Insurance Marketplace rather than from CMS — and do not assume the auto-assigned plan matches what you had.

Your Notice Comes From Virginia, Not CMS

Virginia runs its own exchange rather than HealthCare.gov. Your non-renewal notice and any auto-assignment come from Virginia’s Insurance Marketplace, not from CMS — which matters because people watching for a federal letter can miss a state one sitting in the same pile. Virginia has also not published a statewide 2027 average yet, so any national percentage you read does not describe your renewal.

Who Is Leaving Virginia

Cigna is the confirmed exit — its Virginia individual plans terminate January 1, 2027. Aetna already left the individual market for 2026, so Virginia shoppers have lost two national carriers in consecutive plan years.

Why Cigna left, and what it means nationally →

Who Is Still Selling in Virginia

Cigna is the confirmed exit. Beyond that, Virginia runs its own exchange rather than HealthCare.gov, so its issuer filings are not in the federal plan-year file that covers the other states in this series — and I would rather tell you that than publish a list I cannot stand behind.

What is worth doing instead of guessing: when open enrollment opens, pull the issuer list for your own county from Virginia’s marketplace and compare it against the plan you have now. If you would rather not, send me your ZIP and I will do it and tell you the date I checked.

The definitive 2027 issuer list for Virginia is not final until the state publishes its approved filings. County-level participation changes even among carriers that stay statewide.

Where 2027 Rates Stand

The national median proposed increase for 2027 is around 15%. Virginia has not published a directly comparable statewide figure in the filings reviewed here, so treat the national number as background rather than as your renewal. Filed rates are preliminary and subject to state review.

See what is driving Virginia’s 2027 premium increases →

What To Do in Virginia

• Confirm you are affected. The carrier name is on your ID card, not the exchange’s name. If it says Cigna, you are moving for 2027.
• Your notice comes from Virginia’s Insurance Marketplace, not from CMS. People watching for a federal letter miss the state one sitting in the same pile.
• List your doctors and prescriptions first. Network and formulary are exactly where an auto-assigned replacement goes wrong — it matches on metal tier and price, nothing else.
• Enrol by December 15 for coverage starting January 1. Open Enrollment runs November 1 to January 15, but your Cigna plan ends January 1 regardless.

Two things this page does not repeat, because they are the same wherever you live: what happens if you let auto-enrolment decide, and what changes above the 400% subsidy cliff if you are self-employed and paying full freight.

Sources

• KFF, Preliminary 2027 rate filings — updated August 3, 2026
• ACASignups.net, 2027 rate change tracker — updated August 6, 2026
• Virginia 2027 premium increases

Carrier exit and enrollee counts per Cigna’s announcement and subsequent reporting. Filed rates are preliminary and subject to state review. Confirm your own plan status with your carrier or your exchange account before acting.